How can Fuelled help my business?

We take away the stress caused by short-term cash flow gaps.

By lending you money against your unpaid invoices, we help you align your income and expenditure in a way that won’t leave you caught short.

We do it because we understand the cash flow challenges Kiwi businesses face today.

You Call the Shots

Easy access to funds using Fuelled when you need it.

Confidential Service

Your customers will never know you have used Fuelled.

Simple & Transparent Pricing

There are no set-up, monthly or annual fees. One simple fee applies to each invoice.

No Lenghty Paperwork

Less paperwork means more time for business.

Who is Fuelled?

We are Xero’s first alternate lending partner in New Zealand, backed by Heartland Bank.

New Zealand owned, operated and run by a group of industry champions who are dedicated to helping New Zealand businesses succeed.

By providing a service that keeps pace with our customers, we proudly support their ambition to thrive in business.

Find out more about our story here

How does Fuelled work?

Three simple steps to funding your business.

Create your Fuelled account

Enter your business email address, choose your password and open your Fuelled account.

Link Fuelled to your Xero account

By linking to your Xero data we can quickly determine how much funding Fuelled is able to provide.

Select Invoices to Fund

Select which invoices you want to submit for funding. How many invoices is up to you. Funds typically arrive into your account the same day. Some conditions apply.

Funding calculator

Fuelled lets you access funds per invoice, as and when you need to. You will always know how much you pay upfront.

How long until due date?
30 days

Your invoice value?

Cash we advance*
* Indicative only. Sign up for a firm quote.

Fuelled gives you


Confidentiality. Your clients won’t know that you’re funding your invoices. You are in control at all times.


Freedom to use Fuelled when you need it, as much you need it. We don’t lock you in long term contracts or charge you monthly fees.


Transparent and simple pricing. No hidden costs and no set-up charges; just a simple fee per each invoice.


Cash flow funding against your outstanding invoices. All you need is a Fuelled account and invoices that meet our funding criteria.


Paperless, fast and efficient service. Our seamless link with Xero means that you typically receive the cash the same day.


More time to focus on growing your business.  Fuelled provides you with the flexibility to manage your cash flow.

   100% New Zealand Owned and Operated

Giving New Zealand companies a true Kiwi business experience.

Ready to get Fuelled?

Fuelled is an easy online funding solution for Xero customers, making managing your cash flow fast, secure and simple.

You have Successfully Subscribed!